Surprising Alternatives

Discover how vehicles with different propulsion technologies can have similar monthly costs while offering unique advantages for different lifestyles and driving needs.

Surprising Alternatives: Same Monthly Cost, Different Technologies

Compare these three Volvo SUVs with different propulsion types but surprisingly similar monthly costs

Gas/Diesel

2025 Volvo XC40

Ultimate

MSRP$47,895
Monthly Payment$718/mo
TypeSUV
Range390 mi

Highlights

  • Luxurious interior with premium materials
  • Strong safety ratings and advanced driver assistance
  • Traditional driving experience with proven technology
  • No range anxiety for long trips
  • Lower upfront purchase price
Plug-in Hybrid

2025 Volvo XC60

Recharge Core

MSRP$59,450
Monthly Payment$881/mo
TypeSUV
Range540 mi

Highlights

  • Best of both worlds - electric for daily commute, gas for road trips
  • Potential for significant fuel savings with regular charging
  • No range anxiety with hybrid powertrain
  • Eligible for some EV tax incentives
  • Reduced carbon footprint compared to traditional ICE
Electric

2025 Volvo EX30

Plus

MSRP$40,195
Monthly Payment$609/mo
TypeSUV
Range275 mi

Highlights

  • Zero tailpipe emissions - most environmentally friendly option
  • Lowest monthly fuel costs with home charging
  • Simplified maintenance with fewer moving parts
  • Modern tech-forward driving experience
  • Eligible for full EV tax incentives

Surprising Alternatives: Same Brand, Different Technologies

These three Volvo SUVs represent a fascinating case of how different propulsion technologies can offer similar monthly costs while serving different lifestyle needs.

The Traditional Option: Volvo XC40 Ultimate (ICE)

The XC40 Ultimate offers a traditional gas-powered experience with the luxury Volvo is known for. While its monthly lease payment is the middle of our three choices, it's the most familiar ownership experience. No need to worry about charging infrastructure, just fill up and go. However, you'll pay more at the pump long-term, especially if gas prices rise.

The Flexible Hybrid: Volvo XC60 Recharge Core (PHEV)

The XC60 Recharge Core represents the best of both worlds approach. With 35 miles of electric range, many drivers could handle their daily commute without using any gas, yet have the flexibility of a gas engine for longer trips. It has the highest monthly payment of our trio, but potential fuel savings could offset this difference for many drivers who charge regularly.

The Future-Forward EV: Volvo EX30 Plus (BEV)

The EX30 Plus is Volvo's newest entry-level electric SUV, and despite its advanced technology, it actually has the lowest monthly payment of our trio! While the 275-mile range won't match the total range of the hybrid or gas options, it's plenty for daily driving with overnight charging. The real bonus comes in fuel savings - the EV costs significantly less to "fuel" than either alternative if you charge at home. Plus, it's eligible for the full EV tax credit, further reducing overall cost.

The Bottom Line

  • XC40 Ultimate (ICE): Best for those who take frequent long trips, live in areas without reliable charging, or simply prefer a traditional driving experience.
  • XC60 Recharge (PHEV): Ideal for drivers who want to dip their toes in electric driving without committing fully, or who need occasional long-range driving without charging stops.
  • EX30 Plus (BEV): Perfect for tech-forward drivers with predictable commutes, home charging capabilities, and those who want the lowest operating costs over time.

What's most surprising is how close these vehicles are in monthly cost despite their different technologies!

Why Compare Different Propulsion Types?

When shopping for a new vehicle, many buyers only consider options with the same fuel type. However, looking across propulsion technologies can reveal surprising alternatives that might better fit your needs.

While traditional gas vehicles offer familiarity and convenience, plug-in hybrids provide flexibility, and fully electric vehicles often have lower operating costs. The best choice depends on your specific driving patterns, charging access, and personal preferences.

Use our comparison tools to explore all your options and find the perfect vehicle that balances monthly cost, driving experience, and environmental impact for your unique situation.